mPowering Money
Paywith Worldwide enables banks, brands, enterprises and aspiring fintechs to create highly differentiated card programs designed to become the default card in a consumers mobile wallet.
Our proprietary platform and solutions were built to allow any organization the ability to bring mobile based (Co-brandable) card products to market far faster and at a fraction of the cost of traditional banking and card issuing services.
Consulting & Design
Paywith’s team of expert fintech consultants can help your organization design, architect and implement the ecosystem you need to support your fintech ambitions.
Whether you are wanting to build your own digital bank, or just wanting to design a prepaid card for your employees, Paywith can work with your team to find a fast and effective solution for getting your product to market
Traditional Cards
VS
Paywith mCards
Traditional cards we pay with today consist primarily of 3 distinct card types.
1. Prepaid Cards (Gift Cards)
2. Debit/Bank Cards
3. Credit Cards
These cards are limited in the features and benefits they can provide the cardholders due to the limitations imposed by their processing systems.
mCards were designed to remove all the limitations of traditional cards and consolidate the benefits, features and capabilites of all cards into a single “Mobile Powered Card” (mCard) that consumers can use as their default card in their mobile wallet.
Traditional Processing vs. Paywith Processing
Dynamic Processing
Paywith powered cards inside Mobile Wallets
Response
Authorization
Network
Dynamic Processor
Merchant Terminal
Acquirer
Real Time Payment Gateway
Traditional Processor
Merchant Coalition
Points Bank
Corporate Funds
Prepaid Funds
Traditional Cards Inside Mobile Wallets
Response
Authorization
Network
Traditional Processor
Merchant Terminal
Acquirer
Account
Traditional Processing
vs
Features Marketplace
Paywith makes it easy to customize the features linked and associated to an mCard from our marketplace of card enhancement features, capabilities and benefits.
We are constantly adding new features and partners to our marketplace to allow for account holders to access an ever expanding network of features.
Let’s have a look at just a few of the features our marketplace offers account holders.